Wednesday, January 07, 2026 - Broadridge Content

Two types of U.S. savings bonds — Series EE and Series I — offer a special tax advantage for college savers. If the bond proceeds are used to pay qualified higher education expenses and other requirements are met (including income limitations, discussed below), no federal income tax is due on the bond's earnings. Series EE and Series I bonds can only be purchased electronically from the U.S. Treasury. To purchase bonds or to learn more, go to www.treasurydirect.gov.

Thursday, June 25, 2026 - Broadridge Content

The answer depends on several factors.

Wednesday, April 01, 2026 - Broadridge Content

The Federal Thrift Savings Plan (TSP) is a tax-deferred retirement savings and investment plan set up to help federal civilian employees and military personnel save for retirement.

Thursday, June 25, 2026 - Broadridge Content

Here is how to get a copy of your credit report.

Friday, April 10, 2026 - Broadridge Content

If you're an educator, consider paying attention to particular financial issues that may affect you.

Friday, April 10, 2026 - Broadridge Content

Life insurance can provide financial security for your family. However, if you don't plan appropriately, taxes can greatly reduce the life insurance benefits actually received by your family. Although life insurance proceeds are generally received by the beneficiaries free of income tax, you need to understand how life insurance policies and proceeds are taxed for estate, gift, and generation-skipping transfer tax (GSTT) purposes in order to realize maximum benefits from your insurance.

Monday, March 23, 2026 - Broadridge Content

A money purchase plan is a type of defined-contribution plan that is similar to a profit-sharing plan, except that the contribution amounts are fixed rather than variable. Thus, employers are required to make annual contributions to each employee's account regardless of the company's profitability f

Thursday, April 23, 2026 - Broadridge Content

A Section 457(b) plan is a type of nonqualified deferred compensation plan that certain governmental and tax-exempt organizations can establish for their employees. Like other deferred compensation plans, the purpose of a Section 457(b) plan is to encourage employees to set aside funds for their retirement. Although it is a nonqualified plan, a Section 457(b) plan somewhat mimics a qualified plan in that it offers similar tax benefits for employees. These tax benefits generally include pre-tax salary-reduction contributions and tax-deferred growth of investment earnings.

Thursday, June 25, 2026 - Broadridge Content

Debt consolidation can lead to an improvement in your credit rating by making your debt easier to manage.

Tuesday, March 31, 2026 - Broadridge Content

Learn the contribution limits for IRAs and employer-sponsored retirement plans.

Friday, April 10, 2026 - Broadridge Content

One basic method to maximize the exclusion for both spouses has been an A-B trusts arrangement.

Thursday, April 23, 2026 - Broadridge Content

If you have a child or other dependent and work outside the home, you may need to pay someone to care for your loved ones. Fortunately, the child and dependent care credit may provide some financial relief. The child and dependent care credit is an income tax credit for up to 50% of certain expenses you paid to provide care for your dependent child, your disabled spouse, or a disabled dependent while you worked or looked for work. Under the One Big Beautiful Bill Act (OBBBA) of 2025, this maximum rate applies to families with an Adjusted Gross Income (AGI) up to $15,000, before phasing down to a 20% floor for higher earners.